
Attempting to inform the average American consumer that healthcare costs are spiraling out of control would run the risk of you being labeled Captain Obvious. Everybody knows that both healthcare services and health insurance keep going up with no end in sight. Even combining a high deductible health plan (HDHP) with a health savings account (HSA) doesn’t always guarantee affordability.
If the HDHP-HSA combination cannot keep costs under control, is there anything employers and their employees can do? There are never any guarantees, but a self-funded health plan may be the best among all available options.
